Should I close 2 of my credit cards after they increased the APR to almost 19%?

They decided to change the card terms and increased the APR to almost 19%. They are also charging me for an anual fee that wasn’t charged before. I have good credit, over 745 fico score. Those cards I got them when my credit was new and well…i accepted them. I have good management of my debt and I dont mess around with credit cards. I called the Credit card company to ask if they can lower the APR and they said no. I negociated with all my other credit card companies and they lowered the APR. I got Those 2 cards with high APR from a financial company (wells fargo financial). Please advice if i should close them or keep them on ZERO balance

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Tags: Apr, Apr 19

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