Archive for the ‘Financial Team’ Category

Surety Bonds for California Contractors

December 10th, 2011 Emily Young No Comments »

Surety bonds are required for virtually all high profile construction projects to begin, yet they remain a mystery to many. Some have never heard of “surety bonds” or “contractors bonds” as they are commonly referred to in the construction industry, so acquiring one can be unclear all in itself. Bonding requirements vary from one area to another; for those looking to start a construction project in California, the following areas can help define local surety bonding principles:

Surety bond definition

A question often asked regarding construction bonds is, “What is a surety bond?” In simplest terms, surety bonds are legally binding contracts. For contrac

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Tags: Bonds, Surety Bonds

Independent trustee: Profession or role?

December 9th, 2011 admin 1 Comment »

Independent trustees are being increasingly recruited to trustee boards within pension schemes. The reasons for this are complex, but are largely related to the increasing amount of legislation that trustees are expected to absorb, and the changing nature of the role. Voluntary or member-nominated trustees are thus diminishing in the face of an increased workload and broadening range of expectations. Becoming a trustee has traditionally been considered a role, not a profession or vocation. This is due to the fact that lay-trustees do not get paid for their services and are usually acting outside of an existing profession. The increasing amount of independent trustees who are paid for their services and earn a living from acting as a trustee, however, is changing this. Read more…

Tags: Independent trustees

The First Online Mashup Music Festival

December 2nd, 2011 Emily Young No Comments »

I love emergent behavior inside web services. When the users take over and start doing stuff you never imagined, you know youve got something.

Next week, on Dec 7th, the core users of Turntables three mashup rooms are hosting an online event with some of the top mashup DJs in the world. Here are the details:

Dec 7th 3-8 PM EST All Mashup rooms – Mashupfm1, Mashupfm2, and the Mashupfm VIP room – are hosting what could be Turntables, and possibly the internets, first online Music “festival”20+ DJs including:3LAU, Yoni, Basic Physics, DJ Trademark, Kap Slap, DJ DiBella, Wick-It, Desler, Bruneaux, DJ abSRD, Dotcom, DJ Graycat, DJ Strongarm, DJ Rudy, The Airport District, DJ Bahler, Nammo, Mitch-Mash and More

These mashup rooms are some of the most fun rooms in the turntable service.

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The Economy Slows Here and Abroad

November 19th, 2011 Emily Young No Comments »

And what we can do about it

From Macroeconomic Advisers and e-forecasting, some recent reads on the macroeconomy:

Macroeconomic Advisers monthly release for September has GDP flat, while e-forecasting (as of a week ago) has GDP essentially flat for October. As of this morning, MA’s tracking forecast has Q4 growth at 3.2%. Short term, it may be growth will continue. But see also Berge, Elias, and Jordà (2011).

Given my bias as an open economy macroeconomist, I look to the rest of the world to think about what is going to happen, given the trajectory of external sources of demand.

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Tags: Economy, Economy Slows

Nevada Mortgage Broker Bond Update

November 6th, 2011 Emily Young No Comments »


Nevada mortgage broker surety requirements have been changed due to a new bill. The bill is labeled AB 77 and alters the bond amount required of mortgage brokers. The previous law stated that the bond amount was calculated by the number of branches that the broker had or its yearly loan volume. The set bond amount was $50,000 plus $25,000 for each branch, but was capped at $75,000; or the bond had to be $50,000 if the broker had less than $20 million in loan volume and $75,000 if the broker’s loan volume was over $20 million. AB 77 does away with the bond amount calculation using the number of branches. It’s now calculated by loan volume only. The

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Tags: Bond, Mortgage Broker, Nevada Mortgage, Nevada Mortgage Broker

Want To Be A VC? Start A Company.

November 3rd, 2011 Emily Young No Comments »

Steve Blank has a great post up on his blog suggesting that VCs should require startup CEO experience in their partners resumes. He quotes from me in that post but Im not going to state which one came from me. You can guess if you want.

You might be surprised to know that I agree with Steve. I have never run a startup company. By Steves measure, that is a weakness in my background and experience. And I agree that it is. Ive managed to overcome that weakness, but it is a weakness nevertheless.

I particularly like this paragraph in Steves post:

What running a company would do is give early-stage VC’s a benchmark for reality, something most newly-minted partners sorely lack. They would learn how a founding CEO turns their money into a company which becomes a learning, execution and delivery engine. T

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Tags: Start, Vc Start

All about Proper Small Business Credit Card Management

November 1st, 2011 admin No Comments »

Most companies today, regardless of their size, already have business credit cards that they use to more efficiently keep track of their business spending. However, having a business credit card is not enough, especially for small businesses, since it is important that a business knows how to properly use and manage their business credit card. Read on to learn more about the proper management of small business credit cards.

1. If you are still in the process of looking for a business credit card to get, you might want to start your search by visiting the same bank where you have your business account. This is because most financial institutions are more than willing to give a business credit card with a good rate and good terms to their existing clients than to new ones. Read more…

Tags: business credit cards

Your next credit card may change the way you shop

October 29th, 2011 Emily Young No Comments »

If you’ve recently traveled to Europe, or if you live in a popular tourist area in the United States, you may have noticed a new kind of credit card terminal at checkout counters. These devices combine the familiar magnetic stripe reader with up to two new sensors: a slot for credit cards with exposed “EMV chips,” and a pad for “tap and go” payments. For the past few years, Europe has been the testing ground for new credit card technology that could eventually render your current credit card obsolete.

Deciphering the new credit card lingo

The acronym EMV comes from the trio of processing networks that spearheaded the technology’s development: EuroPay, MasterCard and Visa.

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Tags: May
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